Let me know how we can move forward that creates a win-win.Atty:   Nope. 

If you're looking to buy read the HOA rules carefully and even get a copy of previous meeting minutes.  

If I do that and title doesn't transfer for at least another year, does this meet the 2 year rule?

The lake is right there for summer and of course skiing.I don't know about the rules around STRs in the area but it seems like a solid choice.

Thank youA lot of tools, such as rent estimates, will not work for Canadian, since the data set and rules are different.

It's against the BiggerPockets rules and for good reasons, as you have a potential conflict of interest and a credibility issue.

And I know some accountants that use this as a rule of thumb.  

This will allow you to acquire more rental units and also being able to use the vacated unit rents at 75% to help your debt to income ratio DTI.There is a FHA 100 mile rule if you do plan on using FHA on your 2nd house hack.

I have created great friendships and contacts in the industry that have truly helped me create wealth in ways I did not think was possible, for me.

HELOCs aren't like Fannie/Freddie loans where everyone is following the same rules of the road very closely with little variance.