The difference is that the holding entity (exchange accommodating title holder) is the intermediary doing the 1031 exchange for your parents.  

Per the Mortgage Calc:Purchase price of new home is 400K100k downpaymentat 3.375%30 yearsannual taxes of 2,454.85annual insurance 1,000+/-Monthly mortgage $1614.20 - now for me, that is too big of a bill to cover at this time.  

Does anyone know how I might purchase an insurance policy on this property for fire etc?

Said it's an insurance thing that you could be spending all money on new plumbing and have a problem with sewer line still...House is 60 years old and wasn't much maintenance.Thoughts?

Insurance contacted us about the deceased being the beneficiary still (whoops), so we got a new policy.

If it is an issue, what should I do to analyze the title company to make sure I get clean title?

Hey guys my name is Ashton, I purchased my first home over a year ago, but the FHA insurance is killing me.

I thought that the lien would come up in the title work and at that point i would decide if the deal is good or not. 

I generally don't do that, I just try to get an idea if the property is vacant or occupied and the general physical condition.Then I do a title check to look for problems in chain of title, make sure it's a first lien and look for other problems like tax liens.

Who is responsible for the insurance, taxes, etc.