Hi @James Mudd . 1-4 units is considered residential and 5+ is considered commercial.Take care,Christian

@Chip Chronister ...Most looking for owner financing won't qualify in 2 years for a mortgage(poor credit, back child support, etc.)..If they could qualify for a traditional mortgage many home choices available...But of course it's not impossible..marketing!

But this might give you a way to hold on to the properties long enough to refi through more traditional lenders.

I have 6 Helocs/mortgages, and can not get any more F/F loans from traditional banks for investment condos in FL.

Dimitriy - My question was around the income limits on IRA accounts which I would assume are no diffent thatn traditional/ROTH IRAs.

Since I am 23 years old living in Silicon Valley, I feel compelled to pick a fresh name that stands apart from traditional names.

Investment advisers/brokers that handle the traditional stock investments are a dime a dozen, but I was curious if some actually work in the real estate arena.When I say "investment adviser/broker" I'm talking about someone who helps you find the right investments for your goals and then you choose which ones they come up with and they execute them for you.That's what I'm looking for.

Traditionally, I've used used TurboTax, but wanted to try having someone help me given that I bought my first property in this tax year.

Transactional volume in larger commercial deals for cleints allows me to grow money at a faster pace then most traditional jobs would for investing purposes.Glad to see you here on BP!

The owner is willing to owner finance @ 4% amoritized over 10 years (the terms are flexible) I cant qualify for traditional financing on this deal simply b/c my D/I wont allow for it.