also, how do I figure what type of counter tops,flooring,tiles, waterless tanks, etc, are better vs others as far as price and quality.  

I figured a proper introduction would be a good way to get started.My name is Cory and I'm in Minneapolis, MN.

The way you can figure out what your rate will be, give or take a little is to look at what the rate is for 30 year fixed mortgages for owner occupied and then add .875-1 percent interest.

So a junior agent at  a large company as an example has to do 10 deals to my one deal etc.Once you close some big deals in the six figures then you can go 6 months for example without income and no big deal because you have other deals closing.

Re Gold/401k: Those figures are related to re

I mean I am an accidential builder.. having foreclosed on builders in the crash and having to finish the projects... so I have some very special education you only get when it happens to you and you have to figure it out.. was not pleasant. and it cost million or so.. but I got out.. and then I realized Hey since as the lender I am taking all the risk I mine as well just do this myself.so here we are about 150 plus new builds later and things are pretty good.Now to be fair my rock star in Charleston build a home last year then calls me and says OOPS house is 1 foot to low we have to raise it.. that's a brand new 700k home that has to be raised a foot.. cost 30k..

Thanks Joseph Salegna every time I run the numbers around here I end up somewhere around that $3500 range or higher and just trying to figure out if I’m a) crazy to look here b) analyzing the numbers correctly or c) some combination of a) and b)... appreciate the feedback

I've been educating myself quite a bit, but there is one thing that I have yet to see(possibly may be two discussions down from this one) talked about so I figured I'd ask it.

That's all before you can figure total costs for the addition. 

And then there’s Paul Sandhu who’s got it all figured out.