But if she isn't familiar with that market - and I'm certainly not - then she may not have any idea how to properly market it. 

It doesn’t really matter.....assuming the mtg foreclosing was Recorded before the tax lien was, the IRS has 120 days from the sale, or from receiving proper notice of the foreclose didn’t serve them, to redeem (pay you back your purchase price.  

A few extra dollars to a handyman is certainly cheaper than having a tenant not renew because these requests were not given the proper attention.

Overall the project was months late and was not properly inspected even up until the sale closing. 

A budget (you won’t believe how many people operate their properties without a proper budget!

The bank (seller) wants to add to the contract that the closing date would be 45 after the execution of the contract and for every day following the 45 days I will be penalized by $50 if the closing is delayed. my lender believe that the closing can be done within this time frame but I am hesitant to be in this position.

I'm 24 years old and currently work as a sales executive for DHL Express. 

I certainly did not, and neither did the mortgage lender who  pre-qualified me.After closing on the HELOC  this week, I was reading through the docs last night and stumbled upon the Occupancy clause :"Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control"So I'm not sure what to do.  

As people that depend largely on the poor to pay their rent (or section 8 which means you are beyond poor) proper adherence to the letter of the law in these matters is vital.

Whether it's recorded or not has no bearing on an otherwise legally executed transaction.