I’m in the 1031/DST space and come across this scenario quite a bit.

Well now we got the whole floor. 4 br,3 ba- American style- walk in shower- giant kitchen- huge patio.

There are lots of stated income lenders in the commercial space so just make sure you are speaking to loan officers who deal with commercial loans and not regular conventional ones.

My two 4-plexes next door is basically the same floor plan and is about 30 sq ft smaller. 

We are on 1st floor in the Carolina Room.

Being a young guy in the REI space is very easy to get lost in the home run stories of other investors (speaking from experience).

We are purchasing a multi with plenty of space to incorporate a coin op laundry machines.

There are holes in some of the floors from rats.

However, the lender is going to want to see the new job's W2s and that I'm living in the space. 

One of the requirements for a multi is that every living unit must have independent utility services or at a minimum 1. legal provisions ensure and protect access to utilities for repairs, even if passing through other living spaces, 2. easements or covenants protect water connections, and the VA approves of a maintenance agreement; 3. there are separate service shut-offs for each unit.