I am working with a motivated seller who is willing to offer seller financing.

I am very interested in a gas station forsale with 1/2 acre property included.Asking price is $125000,with a motivated seller willing to see offers.

Getting on the phone and actually calling sellers to find ones who are motivated to sell their home at a discount in exchange for an easier closing process than the typical process, is the most important thing to do. 

My wife and I are trying to figure out our next money move of trying to be as efficient as possible with loan options and get out of a variable rate HELOC and the high monthly private loan payment.Listening to Bigger Pockets Money recently it occurred to me that I could take out a $250k 30 year mortgage on our primary residence that would cover all of the other debt but at a better rate than a rental property and a HELOC for a reasonable monthly payment.

What I'm looking for is advice, recommendations, and discussion centered around how to find financing, specifically for cash-only major rehabs, efficient off market deal hunting, and local contractor vetting/partnering.  

I do not have any properties my self but I am very motivated and have a lot to offer.

For the time being, independent mortgage brokers have a pretty staggering advantage for 2nd homes and rental properties, just by virtue of the wholesale mortgage channel having far more market efficiency.

Getting more energy efficient can also help your cause if you are paying utilities.

A multi zone mini split system would be easy to retrofit into a brick house, it is also a super efficient way to cool and heat.Older brick homes are also good candidates for a “space pack” system, with ultra slim flexible duct work.

I have been listening to your podcasts every single day and it gives me a lot of energy, motivation and knowledge.I was wondering, are there any folks from Europe here as well?