LOL.There’s a WORSE WAY and a BEST WAY to try to obtain items 1-4 aboveBEST WAY: College or Professional Association courses in real estate (real estate license course as a base) and work experience for a REIT or other professional real estate organization and capital saved or equity raised from private parties with a MODERATE amount of debt leverage and or utilizing creative financing with low interest rate debt (may be highly leverage)WORSE WAY; Any guru courses or mentorship’s combine with high interest debt. 

Specifically, the areas near Wake Forest Medical School and Wake Forest Baptist Medical Center have attracted investors, as students are seeking rentals during residency.Favorable Tax Laws:  North Carolina boasts relatively low tax rates compared to many other states, with property taxes averaging at 0.70%, which is below the national average.

One of the inherent risks of new builds is locking in an interest rate.

Current mortgage rates aren't helping. still hopping to find a way!!!

@Kyle Allen Your savings and savings rate are commendable and a great start to long term wealth. 

I'd use USPS Bulk Mail Services - they offer lower rates than first-class mail for sending large volumes.

Active Income - Passive income, from rental real estate, is not subject to high effective tax rates.

Not looking to beat any other term sheets, will keep lending to existing customers, but very skittish for new borrowers.I have two PG loans, due in 2026 and 2027, but not balloon, just rate adjustment.

If i give them a down payment and they finance the sale over 20 years, are the capital gains deferred or is it taxed at the income tax rate?

They were fairly highly rated, and performed well on my extensive screening interview (we went over an hour).