But no 401K or IRA.I have $67K in non- mortgage debt that I am snowballing. $185K of mortgage debt on my primary.

I would highly consider using a reputable company and opt for a Debt Service Coverage Ratio (DSCR) loan for a rental property for several reasons.

These websites specialize in connecting property owners with travel nurses and corporate housing tenants.In addition to online listings, you could also reach out to local hospitals and healthcare facilities to let them know that you have a condo available for medium term rental.

Additional lights can add a lot at night but become a nuisance to tenants and neighbors.

I am planning on turning the house above into 2 rentals now and pulling out the $100k (refi or heloc) to put down in addition to the amount we saved over the year or two on the new house.

It was dismissed but all debts were paid offI dismissed in order to pay in full through hard money

I lived in neighboring town of Poughkeepsie called Town of Lloyd - Highland, NY 12528 for more than 19 years its a nice and safe neighborhood with good school district, worlds largest walk-way over Hudson river, lots of trails, golf, biking, scenic drives with good hospitals in 5 miles radius namely: Nuvance Health Vassar Brothers Medical Center, MidHudson Regional Hospital, Saint Francis Medical, Health Quest Home Care and others...The latest addition which is getting constructed is The Village in Highland, NY - Assisted living facility.

." - Understand risk mitigation through insurances - Understand how building a rental portfolio under an LLC changes the debt options you use when closing deals. 

  - Hands off ADU additions are often one of the worse RE investments.  

Projects in this price range are our bread and butter -- custom builds, whole house remodels and additions.