If you can find a small house or manufactured home that would fit their needs, that may be an option.

I am finding it hard to find cash flow positive properties in these areas, i havent seen any properties fit the 1% rule and in general they all lose money, esp considering pmi and 3.5% down.

Some are tight and walk a straight and narrow line, and others think more creatively, outside the box.

If the numbers don't work, you are better off walking away and waiting for the right deal.

If they're a good tenant keep them since a rental is about cash flow.If your goal is truly to rehab it and get a good return then look for a property that fits a flip model.NJ is 100% a tenant state, especially if they have no previous delinquencies.

It's unlikely the buyer materialized 5 minutes before they walked through your front door. 

Corner lot, 11x17 deck, 2 car driveway, walk-in closet in master bedroom, door to main bathroom from master bedroom, a basement great for my work shop, right next to a park and many amenities.

The latter tends to take longer and be more costly, but may be your only option when starting out working with a lender.Once you know what they'll approve and what the approximate origination and financing costs will be, then you can realistically start shopping for properties that fit the bill. 

I think most would agree that using an email address + bank is a reasonable expectation for pretty much any transaction in 2018, much less one with such a high value.I suggest that you should seriously consider either forcing the tenant to adapt to your online management (given that you aren't asking doing anything unreasonable with the rest of your tenants which I presume you aren't) or increase their rent as you see fit to pay for whatever inconveniences you're taking on to accommodate the tenant.You may have inherited the tenant in this "state", but unless some agreement was written into the lease prior, I personally wouldn't see that to be enough reason for you to go through so much trouble.With that being said, I believe 100% in going above and beyond for my tenants and if you feel that this is makes sense for maintaining the brand of your landlord business, I say go for it and good luck!

Heck, a walk through should notice the missing items.