This is a simple fix and although your income will increase after an amendment (Big red flag for Underwriters) in this case it's completely warranted.

I do recall receiving a bunch of calls/texts from them which should have been the first big red flag.

You might notice more out of a bias like you see more red cars when you're looking for red cars.

That is reasonably expected, however, that big red spot from the glass of red wine is not reasonably expected.

In my experience, real estate is truly a team sport and you succeed by surrounding yourself with the best players.

This one doesn’t fit into that category so that’s one red flag 🚩While the price is attractive and I like how you are looking for the value add which would be the zoning, the Lot is only 6,600 sqft which at most with parking you’d be able to fit two units and maybe 3 if the were stacked and small with setback requirements which would be the 2nd Red flag 🚩 You only have one tenant who sounds like she’s old and isn’t going anywhere unless you jack up the rent but even at $1200 you will be far from cash flowing if you put 20% down which is the 3rd red flag 🚩 (See mortgage calculations below.)

Capital - there is a limit to how much they can buy - there are a lot of big institutional players that are in these markets.

Thanks in advance, pictures included, none yet of unit BMain unit front, duplex in back:Kitchen of unit A, notice W/D next to stove on left:Main unit layout, planned wall in red:

Both Hall of Fame players.

If there's no huge red flags I'll have my husband do a walk through with his general contractor buddy (and me of course) to better understand any repairs.