Don't have an issue with the higher standards as I spent several years in Life & Health Insurance. 

If you are the handy type and want to make your own using a 5 gallon bucket, extension pole, and shower curtain, you can find YouTube videos or DIY plans online.And if you do discover roof damage or water penetrating into your home or investment property, call a Public Adjuster, like myself.

I used to be a loan officer before I had to take a leave for health reasons.

I finally started emailing people within the city public works and was forwarded to the right person.  

@Levi VincentI would look up in public records who owns the house (whether it's owned by a new individual, a bank, the city, etc) and contact them. 

I also have my license, although I only work with investors and don't do public listings, and most of my deals never make it on the MLS for other realtors to see.

I currently dont owe anything to anybody, but have a horrible credit score duedue to past health Expenses.

Within the years to come, the market is sure to see a steady increase in home buyers and renters specifically from millennials which will continue to benefit the health of the real estate market well into 2018 and beyond.

But...Preliminary title report needs to be updated to reflect current owner of public record.

How does she know the lien is actual public record?