This is a great site with a lot of free knowledge from some very smart people

These earnings can be used towards buying another investment property, and then another, and another, and then a home somewhere in between these roll up acquisitions.Of course there are personal wants and desires in making this choice to buy an investment property 1st Vs a home for your family.

Is it smart to call the listing agent?

I just have choices now buying a nice car early on wouldn't have afforded me.  

Then take that info to a lender of your choice to establish the preliminary financing structure.

All references cleared up (credit score, landlords, employers, etc. )I know I could have moved on to the next applicant but I like giving ppl the benefit of the doubt and in her case, I think I did the right choice. 

Here we do not have mortgage terms longer than 7-10 years and most folks use a 5-year term, so the concept of ones mortgage rolling-over every few years is par for the course ... you simply renew/refinance, or pay out, as your mortgage comes due.On those 5-year terms, you have a choice of either a fixed-rate mortgage (on a 25 - 30 year amortization) or a variable rate mortgage (which floats with the prime rate).  

Hey everyone,I bought a property a little over a year ago and I have been paying extra onto the principle and I was just wondering if it would be a smart move to refinance to bring in a little extra cashflow per month?

I read in one of the articles here on Bigger Pockets that it's sometimes smart for investors to partner up and also try to "go big" to make your expenses smaller percentage wise (economies of scale).

There are a lot of smart people on here who are willing to help and answer questions.