I'm just starting out in the area looking to do some great things with lease options, working with @jbodek in his mentoring program.

Are you just looking for a spreadsheet program like google drive?

FHA is a great loan however they are VERY picky with appriasals... also the multifamily property determines the loan, theres straight FHA, then there's 203k loan program that allows for rehab/repairs.

And even tho most people here in BP probably started with bandit signs, be prepared to hear from many that those signs are the cause of most of America's problems.

I knew it was coming and I'm prepared for it, but its still unpleasant to pay out that money.

I think that $3k would go a long way towards preparing and paying for the CPA exam.

So I decided to check out a Rich Dad 3 day Seminar which was pretty cool and I got like 5 books out of it, but the Elite Training program was too expensive, although I'm sure it's wonderful information and resources.

You may want to be prepared with evidence of the refinance which can be substantiated if the Seller/Borrower has a copy of their HUD 1 from the refinance.

Not sure if you've already found your 2nd roommate, but once you get your lease prepared for the new guy, I would suggest you also go ahead and have your friend sign one too.

We did get a 5th, however, they required 25% down (some say it's now 30% down 6-10 from what I've read here), higher credit score, higher reserves (6 months on all properties, I believe), and be prepared to jump through many hoops documentation-wise.