The value of the home now is about $155,000.My total payment is $930/month and it generates $1,050 income every month. 

Their overall goal is to hold onto the property and bequeath to the next generation.

It is the rare individual in the convenience-selling segment of the service industry who can recognize this tendency and stoutly resist acquiring it over time or allowing it to fester in the people who work for them.

I am also interested in investing in DFW and have been working with a realtor to find a rental property generating positive cashflow.

You can get higher rents than individual rooms in a house plus you aren't sharing the kitchen sink and bathrooms. 

These are 5 separate address and each has its own individual parcel.

Obviously, high percentage credit cards are good to get rid of, but these other areas are up to individual desires and timelines. 

I keep hearing some individuals mention that the rely ONLY on their HELOC as a source for reserves. 

On a per unit basis its easier to explain... if you can tie the individual apartment unit remodels to expiring leases then you may have a path to reducing your mortgage (by increasing your rental income).

At those prices and loan amount they probably could be generating some cash?