I originally posted on reddit saying I had 20k cash to my name but very very low expenses and a high risk tolerance.

Just put down the interest earned and any fees you made as well. 

But in many cases they will just ending up routing you back through a broker which brings you back to the above scenario, so you've really gotta pick and choose well.Keep in mind that if you do find one, there will be things you need to do on your end such as specific signage, obtaining certificate of insurance from any vendors you work with (cleaners, handyman, pool guy), etc.Safely I believe also includes liability as an option in addition to their usual damage protection at an extra cost, though in that case you're paying on a per booking basis rather than a yearly fee, and it's likely going to be quite a bit more expensive. 

My point was with the original poster, just because you see a home going to foreclosure sale, MOST of those homes do not actually go to sale at that time.

I'm originally from San Francisco, CA and started investing in 2021.

I can ask for a "final bill" to be generated. there is a fee of $75 to generate that and I don't know if I can pass it along to the tenant.

Rapidly escalating HOA fees, special assessments, and large insurance premium increases may contribute to substantial drop in affordability and impact valuations.

So today, I decided to create a rental property calculator from scratch in google sheet or to be sincere, I'm yet to save all up for the PRO member fee.

I am originally from CT. 

There can be some great deals new (that typically include install for a reasonable fee) and also I've found some awesome deals on FB marketplace.