Not sure about the standard returns in your market but to me that’s excellent.

I have a standard format one but it is not WA specific (got it for free after buying a Biggerpockets Audiobook).I was told that you cannot rent until you've lived in the home for up to 12 months.

Is this the standard way for finding the arv of a property in NY?

If a Turnkey is unwilling to operate under the same standards I would run the other way.

I am held to a higher standard in real estate transactions as a licensee. 

With the one interaction I had with them, I knew they wouldn't meet the standard.

By multi-family, I'm referring more to duplexes, triplexes and fourplexes, as opposed to larger apartment-style properties.My understanding is that 8-12% cash on cash is considered standard or good, but is this more for SF or MF, or does it include both?

Just ask about each lenders borrower profitability standards.

You might write something that shouldn’t be in there.Most credit reporting services that you screen tenants through have a standard form letter that you can use to send out the required “adverse action notice” if you denied the applicant based on information in their consumer report.

@Aaron Montague I'll probably move into the smallest unit for 1yr to acquire a standard mortgage which should be lower than the 4%-5% we've been using.