It is a huge house that towers over the rest on the block!

The best thing is that you can pull only what you need as you need it so that you are not paying interest on the rest.

With the answer to those two questions, you should be able to get a good handle on the amount of leverage you have (or don't have) in the negotiation the rest of your negotiating strategy.Make sure you get the answers to those two questions early on, and go from there...

FHA and VA loans typically have 3% limits to seller concessions so if commission happens to be higher you may need to take the rest as commission or state it as a discount to purchase price.

Eventually the change became less scary than the prospect of spending the rest of my life miserable. 

Have a great rest of the weekend.  

After you review and approve you can fund escrow and the title company will handle the rest.

This way, I know what my deductible is and I know that should I have a "claimable" (if that's a word) incident, I pay my deductible and the insurance will cover the rest.  

As for the deck that is a bit harder to screw up as long as it is sealed properly the rest is just you inspecting upon completion of work, as always get someone licensed and bonded.

But neighborhoods can change quite quickly from one block to the next, and these aren't quite close enough for me to feel confident that they're truly comparable.One thing that jumped out at me while I was looking at the above county records is that it's officially recorded as a 2-bedroom, 1-bathroom, NOT a 3-bedroom, 2-bathroom (like the Realtor.com listing says it is).