Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bpThe second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

A lot of it is what strategy you want to focus on, there are ways to find the distressed owners but you may be willing to wait for someone who will sell in 3 months.

However, the OP specifically cited cash on cash return of 10-12% as a criteria he was using in his 3rd post from the beginning, so I decided to focus on that. 

Can anyone recommend an investor-friendly/savvy, responsive, creative, CLIENT SERVICE focused lender in FL? 

@Sam Shueh ok, so you are suggesting that I focus more on the similarities of the materials (or upgrades) in the interior versus the bed/bath, square footage data?

I would focus on paying off all debts except for the deferred loans and cash flow the remainder of your education.

I don't know if the quote you mentioned refers to rentals, flips, or what, but if it's a rental, focus primarily on cash-on-cash return.

I am quite excited and motivated to get to my first few wholesale deals out of the way in order provide enough capital to move into a more burr focused model which may include rental units before executing on that final "r". 

I go through my vast database of owners to source the best properties to buy and do not focus on the listing side.

Sounds like the property is not under contract just yet, so at the point, I would focus on getting it under contract (you already know your worse case scenario by paying the seller's offer) once under contract,  you may discover other things during due diligence that will drive the price down.