.), I've then effectively freed myself of, depending on the car and student loan, roughly $500-800/month.

Maybe look on Angie’s list or BBB for a smaller roofing company that might bid a more cost effective price. 

For that reason I highly suggest the following books,Rich Dad, Poor DadSecrets of the Millionaire Mind7 Habits of Highly Effective PeopleHow to Win Friends and Influence PeopleThese are all wildly popular books and you should be able to pick them up at your local library. 

What the borrower does is outside your control and has a huge effect on timelines.

When I started investing in RE, negative cash flow would have effected the type of food I could eat (I would not have starved, but a lot more rice and beans than I desire).  

I really won't be limited by my lender much at all, I'm pre-approved for a higher amount that I can afford a down payment for (when also considering closing cost, inspections etc...) even with doing FHA or a low down payment conventional loan.I haven't gotten a credit card yet because I'm just starting to analyze properties and don't want to make any changes that would effect my pre-approval. 

For high-end properties, it can be extremely effective because they source international buyers who will buy based on their high-end videos and marketing campaigns.

There's a spillover effect from the higher priced Denver, and the city itself is beautiful.

With the smaller flow of homes on the market in such small towns, it makes sense that things like letters or driving for dollars would be effective.

What people need to understand this is pandemic crisis which yes effects all levels of economy but this is not a Financial crisis.