Can you even qualify for enough credit to reach that?

The current plan is to get a conventional loan in both our names, take over 1 unit (to qualify for owner-occupied) and put down 5%.

Leaswd panels were a negative for the buyers as they have to qualify separately from the loan to buy the house.

I am currently in property management for my occupation but I hope to someday go prom property manager to property owner through the BRRRR method, but that takes both money and skill to get great deals. as I am low on both, I was thinking of one of the best ways to increase my skills and earn a little money to save up for my own ventures would be wholesaling.what are your thoughts?

My son has many skills for flipping and I am good with the figures and design. 

I worked 2 jobs as I had the time and opportunity to increase my income and savings to accelerate buying my first home (property).I moved to XXX as the work opportunities and income I could make were better for my skills.  2 Separate Letters.

I don't care if a business is drugs or not...there is a skill to running a successful business.

Our goal is to offer housing to families who may not normally qualify for their own homes.

PA doesn't though, so maybe you just need to find another lender.And it's pretty normal for them to require all members to qualify. 

Being taught about business from folks who lived in academia is practically useless.I’d hope a masters in accounting would give you more specialized skills that would aid with the exam and your career.My 2 cents.