Does that qualify for a home office tax exemption?

The real estate market has shifted dramatically in recent years rising interest rates, evolving buyer and seller expectations, and fluctuating property values are keeping all of us on our toes. For fix-and-flip pros, ...

Because of my savings and lack of expenses, I'm in a very comfortable position to make my first move, but because my income is mid, I'm unable to meet the Debt-to-Income requirements to qualify.

We have a minimum income requirement to qualify for this unit (4 times monthly rent); based on your email, it appears you meet that qualification.

Here’s an example of what I've used if they don't qualify based on what's on application. 

The person worked for H&R Block, now works for TurboTax Live and is being honest about their skills: NOT QUALIFIED.

EVERY applicant is "qualified"!

Start by leveraging your skills to identify undervalued properties, perform cost-efficient renovations, and build sweat equity.

Quote from @Marc Winter: Of course, a skill like that is marketable! 

Required distributions from qualified retirement plans.This is controlled by Section 401.