Interest rates fall with consumer perceptions, falling prices, consider refinancing with indications in bond prices as housing prices will generally lag, consider before continued market prices effect the loan to value.

I second Bill's suggestion of reading the Wa state real estate practices handbook....

It can be time consuming, but with some counties it seems to be the only way to get to the bottom of things. 

I am just accustomed to remodeling cost to consumer for per sq foot pricing...

The availability of convenient, affordable, public transportation is obviously the key to most markets attracting the consumer to our real estate products.

Then drip every 4 weeks with a touch.Inconsistent process leads to inconsistent results: document all your activity with the intent to create a Handbook that can be easily followed for outsourcing purposes.

Well I received an official complaint from Consumer protection division of the state Attorney Office, all lies.

This is no time to invest, but stick with BP to improve your prospects as an agent and to learn for future investing opportunities after you get out of consumer debt.Also, Dave Ramsey has great advise for a person in your situation, as mentioned above.

There is so much more to investing that reading a book or attending a seminar...it's work, it's time consuming, it's emotional.

This year you'll need a "main squeeze" for consumer loans, a new significant other, your RMLO who will squeeze a seal on the note!