I suspect that we will all be waiting a lifetime to see rates back to were they were 2 to 4 years ago.. so I would not bank on that.. as for pricing.. if its a place to live then you certainly can just wait and see.. its not like your homeless or need to move other than you don't care for your neighbors.. markets always slow about now.. what will be telling in my mind is were we are at next Feb March April in the buying season as it were.I was in a conference this week here in Vegas and some of the speculation is that many of the commercial type loans that had 5 , 7 and 10 year calls  are going to stress those that had max leverage.. as the rates rise the cap rates rise to keep pace thereby devaluing the properties.. to the point some of these investors are going to need to bring some to significant amount of fresh capital to pay down their debt to get a refi.. and that will stress those assets and there could be a real buying opp in that sector.. at least that's what I gleaned from the talk I listened to yesterday... hope you find that dream home in the country !!!

If you left your job, then you will not be preapproved for the same financing amount.

Accelerated amount due $51,000 (guessing to pay it off early).

But we do not want to take even a small possible chance that we may violate DSCR covenants by any amount, no matter how small.

Depending on the duration of your tenant, you can calculate the amount of extra money needed to set aside for this expense.

I would also check on the rent amount that you have it listed for.

The amount you need dictates which source to go after

Accelerated amount due $51,000 (guessing to pay it off early).

Common things that arise after settlement is a water bill being higher than the amount the title company escrowed, or a small miscalculation in daily interest or the such.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.