I’d sent him many areas he could apply for help and asked for documentation he was struggling with rent to document but he didn’t follow up with the request and to document he was having trouble or met the requirements for aid.Regardless, what got to me was a statement he made that he was able to start making payments after catching up with his credit card debt.

Hi my name is Jake Jensen, I am completely new to real estate understanding basic techniques some investors are using, and being lost and confused when trying to apply them to my special current situation that changes per person, and despite the constant back lash from friends family and that keep telling me not to buy in my ever changing fast growing utah housing market.

One idea is 80/20 which could apply, but maybe in your area it's 70/30. 

Also, keep in mind that same methodology applies to rental rates too.

Those with thin skin and inclination to blame others need not apply."

I applied for an FHA loan with New America Mortgage company to purchase a TRIPLEX but I really don't want to move out of my house/live in one unit for a year.

Be sure to have all ducks in a row before applying for hard money, you can easily end up underwater and foreclosed on if you mismanage your project.

So it may or may not apply to you.You have a rental property A.

I think at one point I read that you allow everyone to apply and deny based on the application.

The good ole' rule: you get what you pay for, unfortunately, applies.