My friends have auto loans, so we need an institution that is flexible about the rates and structure.

Institutional lenders and private lenders and investors were doing short sales long before the bubble.

Your Appraisers and BPO Agents will attempt to determine what the "Market CAP" is for the property in situ based on prior recent sales and related P&L Data and then use the Market CAP Rate to set a value determination on their reports.With that said, you can also find "Desirable" CAP Rates that play into Wall Street and other Institutional Investors as well as some Commercial Lenders, but not the average Joe.I may be satisfied with a 10CAP and you may desire a 12CAP instead.

This elite corps of CCIMs includes brokers, leasing professionals, investment counselors, asset managers, appraisers, corporate real estate executives, property managers, developers, institutional investors, commercial lenders, attorneys, bankers, and other allied professionals.- http://www.realtor.org/designations-and-certifications/ccim

I'd say probably 85% of the financial institutes, it doesn't have up to date info on the decision makers.

When looking at LARGE institutional sized assets, Columbus likely makes more sense due to being a market with the strongest growth of the three.  

I co owned a hard money lending company for 10 years and we would not be willing to be in 2nd position behind an institutional lender. 

If Lessee defaults in the payment of any payment due under the terms of this Agreement, or defaults in any other obligation contained herein, or if such property or any part thereof is seized or levied upon or attempted to be seized or levied upon under any legal process issued against Lessee, or if a debtor's relief proceeding or a bankruptcy, receivership, or insolvency shall be instituted or filed by or against Lessee, or if Lessee shall enter into any arrangement or composition with creditors, this will be considered a breach of this Lease Agreement, which shall automatically terminate it.

And, I think "institutional buyer" here includes small investors set up as LLCs, not just the big operators. 

When you run wholesaling with fix and flip on a huge scale you’re subject to these kinds of accusations in 2022 when the narrative blames institutional buyers and flippers for rising house prices and rent.