Assuming all the facts are finally on the table at this point, I would opine that the agent involved is disregarding their fiduciary responsibility to their client (the property owner) and possibly violating the realtor(r) code of dealing honestly and ethically with their customer (you).If the agent is unwilling to present an offer, the property owner should get a new agent. 

When I write a landlord policy for a customer its usually in the $600-900 range depending on part of town and value of property. it should always be less premium than an owner occupied homeowners policy since you are not insuring any personal property typically with a rental property. 

Best way is to have some templates, then customize to your needs. 

Hello Logan,Since you are just starting, I recommend using Google sheets, it's in the cloud and search online for customization help, where you can tailor according to your requirements. 

We're always recruiting and we focus on training and the customer experience. 

This is why if you are wanting to build your *own* home your best bet would be to buy a lot from a custom developer who have it all ready to go basically.

Their diversification is through their various products and millions of customers.

I am a home builder and currently build spec and custom homes.

It was a customer at her last job that mentioned it.I negotiated it when my wife called me.

What they dont want is someone who wants a custom design that they know will have constant changes and give them lots of headaches for a very small house that they make little money on to begin with.