What is your opinion of Trans Union Smart Move credit and background check service?  

I figured there was a reason the smart securities attorneys never really cautioned us about this.  

You might want to meet me at Joe's  Squares Pizza on North Avenue, I have an art show up at this time; all sales go to charity, The Smile Train. www.auctions.investorsunited.comI may be able to give you some ideas on investing since I have been playing this crazy real estate game now for about 40 years.Real estate and the business of real estate is the greatest business in the world.No need for inventory.The government gives you lots of perksYou can make a million dollars with almost no moneyNo employeesThere are hundreds of thousands of sellers who want out of their real estate in the USYou have great tools (more than I had when I started 48 years ago)The internet, faxes, cell phone (both dumb and smart phones), real estate agents who will work all day for nothing until they sell something, MLSOh!

Furthermore, there are a lot of young, educated, and smart people getting involved in city government and other organizations.  

All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.

Thats great advice @Peter Mckernan, you get attached to a home but you have to also make a smart decision, I would rather sell near the top than have it pass and try to sell on the way down.  

Note the part about all contract, options, or other devices employed to permit an unlicensed person to sell, etc.

Keep buying.10 SFR's = 10 roofs, 10 mortgages, 10 units in 10 different locations5 Duplexes = 5 roofs, 5 mortgages, 10 units in 5 different locationsIf you are smart....1 10-plex = 1 roof, 1 mortgage, 10 units in 1 location

Restricting the use of live xmas trees is probably a smart move.

I thought I was being smart and made the insurance coverage start date to 3 months from when I started this entire process (I started this process around mid August so I had my insurance coverage start in November 1st).