Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I hope this can inspire some people and provide any kind of help.

Shop Other Insurance ProvidersGet quotes from other homeowners insurance companies.Some insurers may be willing to provide coverage by having you repair/replace just the missing shingles rather than the full roof replacement.

I'm better off buying more of a P.O.S. and hiring professionals to rehab it for me in a BRRRR style

There is an organization in LA that will help you navigate the permitting process and provide some advice/guidance *before* you go to the permit offices and let the cat out of the bag.  

This provides a steady income stream with minimal risk.Appreciation Potential-The property has appreciated significantly since purchase, and you could continue to benefit from further appreciation in the future.Minimal Hassle-You're already familiar with the property, and since it's paid off, you don't have mortgage payments or associated risks.Cons:Limited Portfolio Growth-Keeping the property means your investment portfolio remains concentrated in one property.

He didn't provide the reasons.

To top it all off after I sent in my information and statements I never got a terms sheet I was promised, just an invoice for 700 dollars payable to them from a link that they provided for the background check and appraisal.

When you create a listing on these platforms, you will have the option to provide details about your property such as the number of bedrooms, bathrooms, amenities, and rental price without disclosing the exact address. 

Hi Brian..if the collections are paid off you should be able to get to that high of an LTV, providing you can verify income.