2 mortgages/loans on a primary residence (Texas)

[Mark Enis]

Hi,

A mortgage broker I was connected with through a realtor is telling me that I can't do a 1st position mortgage with an additional 2nd position private loan on a primary residence.  Is this true?

I'm wanting to put 20% down and have a 1st position 30 year amortized mortgage with a 2nd position loan (a private loan from a family member) to finance the property. This would be my primary residence. I'm in greater Houston Texas area. I don't understand why this can't happen. He didn't provide the reasons. Looking for advice. Thanks.