I mostly use the mobile app to monitor chat about our market and you can't reply from the free version of the BP mobile app. 

Shopped around, previous agencies re-quoted my building with even larger increase.  

Would financing through a local bank and then refinancing to agency debt satisfy Freddie and Fannie experience requirements? 

All on  a mobile device.  

I don't know of any other agency in the state that offers more lucrative splits and I always had the freedom to pretty much do what I wanted there. 

Construction financing is as easy or easier to get than agency debt for an experienced builder.

The payment will go directly from the 3rd party (owner financing person) -> to the insurance company -> and totally bypass the IRA LLC owner and/or his insurance agency.

I'm not terribly experienced in RE, and even less so when it comes to redeveloping a piece of land into a 5 mobile home asset (not exactly a *park*, where you rent space, but a parcel of land on which you place a number of mobile homes and rent the trailers to tenants).

Garfield announced on December 20th, 2018, that the Agency has approved over $214 million in federal disaster loans for California businesses and residents who have been affected by the recent wildfires in Butte, Los Angeles and Ventura counties in November.Specifically, the SBA has approved $7,557,300 for businesses and $206,500,200 for homeowners and renters.

Any recommendations appreciated.You can find it with a non-agency backed loan.