We are just refinancing a loan.Here’s how it works:You create an LLCYou buy a homeYour LLC gives you a loan for the homeYou file the deed for that loan at the county courthouseYou use the money from the LLC to buy and fix up the propertyOnce the property is completed, your conventional lender comes to refinance the loan Your conventional lender runs title and sees there is a loan.Your conventional lender refinances you into a new loan, and cuts a check to your LLC in the amount of 75% of the value.Please don't confuse this 75% with a "cash out" amount.

You need to see the title commitment or legal addresses to understand if there is a recorded easement for access.

Your name is not on any public record, contract, title, etc.

That is where they put in there fees (points, prepaid interest, etc).2. taxes, title fees, state fees3. if they are only lending up to a certain % of the ARV, then you most likely are responsible for the difference between the overall costs (purch, repairs, closing costs) and their loan value.Like I said, without seeing their info I can't tell if that is the reason or not, but my guess is that is why it is so high.

I go to your city Hall and title and understand what you can do with it.

I draft wrap packages, but you will want to close at a title company. 

Currently, I start with a title search to get a basic list, but the owner name is not provided and the square footage is often incorrect. 

If you're great at the contracting side, maybe start building relationships with Real Estate Agents, Title Companies, Lenders, Partners with Money, or anyone else who can get you into your first deal.

I'm worried that I won't be able to cover closing cost, title insurance, etc. and I don't have much.

2) States that the property comes with title insurance and I emailed town treasurer but publicly it looks like taxes were paid.