help with hard money leading on flip numbers

[Jarred Watley]

Hello! BP family need help on flip deal numbers. I'm going through a hard money lender. The purchase price of the property is at 55,000$.Cost of repairs Max 25,000(I always go with higher numbers could go way lower) ARV through the hard money lender is at 89,000$ ( consulted with a real estate agent and his broker they came up with 100- 110,000$ arv) hard money lender wants $20,300 for closing cost. Thoughts on deal ??