Most work like this: Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 we charge $2,500 minimum)Max Loan: 65%-70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 WeeksWe have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WV, WI, WY.

Thank you @Paul De Luca and @John Warren for the help!

You are in California, therefore you get special treatment - a SLLC (or regular LLC) might not be the best option for you due to the $800 fee, I think Delaware trusts are the way to go for CA.But here is a diagram to help you on your quest:

With regards to residential units, we typically see a range of $400 to $550 in our serviceable areas of VA, DC, MD, DE, NC, and SC.

16+ years as a police officer in Delaware (13 as a public safety scuba diver) with 4 years as a licensed realtor under my belt.

Look up Frontier town in Ocean city md ,  Castaways in Ocean city Md , Masseys landing in Delaware , Jellystone campgrounds in most stated .

Would any investors (especially those in short-term rentals in Wilmington, DE and Pittsburgh, PA) be willing to chat?

The lower and loan amount you go with a tougher I will be to find de SUR lenders.

Even if you don't use PM, you should include it in the calculation just in case something changes and you need it.Here's a guide that describes what good cash flow looks like and how to analyze a property.https://www.biggerpockets.com/...Ding ding ding, I think that time comes with when rates de-escalate which happens after some market correction. 10% as held costs for all those is strong though, not sure I can find any that do that unless I price accordingly.

Typically our lending partners programs are as follows:Rates: 10% to 14% (Most Deals are 12%)Terms: 1 Day - 24 Months (Most Deals are 6 months)Fees: 2-5 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $200,000 we charge $2,500 minimum)Max Loan: 70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 10 business days)We have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VT, VA, WA, WV, WI, WY.