This is kind of what I was thinking (with regards to deductibles and HSAs).One other thing I am doing is making my wife and kids work out for three hours a day and eat organic kale to keep them out of the doctor's office. 

I found BP a couple weeks ago and have been devouring content like crazy, not only from the BP website but also from the BP podcast, which I listen to during my morning workout and commute.

Its a pretty good deal for only a little down.Seller financing would be a possibility and since the seller wants to sell to you, this could work out good for both parties. 

I have tried over and over to work out a way to catch up, and sent in several "good faith" large lump sum payments to HSBC.

Since these loans are usually short term, under 6 months, this will give you some time to work out the details and also make some good returns...

Anthony Gayden My units all had one year leases so I had to work out the vacancy in the offer.

For example: Tax payer owes 10k in Back taxes. they wind up on your mail list. and you work out a deal to pay their back taxes and give them some cash as well?

That us if you can't work out an agreement with neighbor beforehand.

Can I work out an agreement with the buyers agent where I get compensated for bringing the buyer. 

I can see in TX, that sort of thing might work out good.