For the most part they don't want to write new business at all and they are all combing thru their books trying to non-renew anything they think may be an issue.

Also federal and municipal liens also usually survive most foreclosures - think tax liens and code enforcement there.  

They have a realtor that is currently telling them they can sell for $280K, but no one else that has seen the property thinks it could sell for this much given the condition of the house.My husband and I have about 10 years before we'll be able to move home.

You don't think they are hiring geniuses to work the phones over there do you?

I think generally the square footage minimum for most lenders is around 600 square feet - but typically if everything else is pretty standard could probably be an exception somewhere

I'm assuming you're thinking STR because you mentioned seasonality. 

its literally wholesaling...think about it.

They were easily aiming to get contingencies removed and start a bidding war so I don't think $70k was going to be competitive.

Yes, exactly, was thinking the same thing.

I don't think there's a single app that will both run the numbers for you in terms of deal analysis as well as handle your bookkeeping for you.