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The private lending could finance only the down payment and the rest could come from a conventional loan, thought you may need to use a portfolio lender as some banks want you to have some skin in the game.

This I haven't seen much yet, but it's DEFINITELY the way to get folks who text in the game faster.Keep working on it.  

Procrastinating is just part of the game.

I understand that when I'm doing transactions with a buyer or seller that I'm representing, that the Pennsylvania "stock" agreement of sale must be used.That said, like many investors I have a much shorter and simpler two page agreement that I have used up to this point when purchasing properties direct.  

As Wayne said, you need to make sure the stay was lifted in the bankruptcy and then you are free of any restrictions imposed by the bankruptcy (or bankruptcies- they may be trying to play games with multiple filings). 

If your contract was just with the GC, he has skin in the game.  

Cash flow is the name of my game!

You need to start saving as much money as possible so that you can have "skin in the game."

The lady I sat next to used to be a real estate agent but has been out of the game for 8 years and is now getting back in so that she and her husband can retire and live in our area comfortably.