My property is in Utah and I unfortunately live in California.  

I plan on living in this with roommates for 2 years and going onto the next deal.

All of the properties  seem to still have people living there. 

Find out what your SS will be and have either enough cash to cover the lack of that or work a little to compensate for the lack of SS until you can collect.This assumes you can live off your income w/o your W2 when you start collecting.

I plan on living in this with roommates for 2 years and going onto the next deal.

I’m a new investor who lives in Los Angeles.

If your coach is from across the country, and simply going to provide you a pre-packaged underwriting template, a segment on "how to pick a market", and lives in the world of 300+ unit deals, when you are looking at 30 unit deals, I would pass and use the typical 10s of thousands of dollars towards your downpayment.

I live in Miami and insurance is extremely high. 

Unique half-acre Cul-de-sac home in Port Saint Lucie 2100 square feet of living space under air, crown molding accents.

Figure our your goals first, keep it simple - Do you want to house-hack or invest out of state if the market you live in is too pricey?