Otherwise if you're comfortable writing your own contract or modifying an existing one than you may be okay.

My wife and I have a house under contract in California that we are planning to flip. We have decided to partner with another couple in a JV partnership for the project. How do I add them to the title? We are using Ha...

Are you saying that you have a hard time refinancing those existing properties because to do so would cause you to bump up against your debt/income limits?

I was wondering if anyone could offer advice about investing in real estate and more specifically:- What would you do to balance investing in real estate (flips, rentals) vs. paying down my existing debt?

:-)) Those are all things I know exist but I have to study.BTW I don't know the guy

@Luka Milicevic in your experience do you know if a person that already has a HELOC in place, if going for a new loan, would the new loan process from the lender look at the HELOC like they look at all other things: ie credit cards, bank statements, existing mortgages, etc.

Plus, any parts that they would have fit into the old existing unit would just be a band aid.

C items unless I'm buying the property subject to the existing mortgage.  

If it's not on paper, it doesn't exist!

It should be fairly easily to figure out your returns with different exist strategies.