I would refinance into today’s historically low interest rates and put all that dead equity you have to work so that your net worth continues to grow as much as possible.

The locals looked at me strutting all around the area and just laughed.. they thought I'd be dead in a week.

Obviously the winter months are dead with minimal rents.  

Hello Everyone,
Recently I have been testing direct mail marketing to attract private home sellers. Had some success with replies (abt 7% reply rate), the main reason is that I am able to negotiate more fixable terms...

My wife was at a dead end job.....like centuries ago.... and needed a change.

It is important that you make sure that the processor is dealing with all of the known liens/ mortgages up front so that they all negotiated the first and only time with the bank.Finally, despite due diligence with the above, short sales can sometimes end up dead in the water anyway so you'll need patience and never keep your hopes up that you will be guaranteed to get the property at all or even at the price you'd hope for.

Going to Home Depot for a 2 hr class on painting a bedroom is one thing, but electrical is a different beast that can have deadly consequences if not done by someone who knows what they are doing

I really didn't think bank statements were a part of a DSCR loan, but it appears I'm dead wrong on this. 

Last thing I wanted was a default.Also to all those borrowers out there that think 70% or 75% LTV is enough cushion in a deal your dead wrong.. 95% of the time if a lender goes through a foreclosure action and only had that amount of equity they will Lose money on the disposition of the asset  ( ask me how I know) unless you happen to be in very HIGH value area and prices are going up up up... if your in a neutral market which most of the country is and depending if its a mortgage state or deed of trust state your going to suffer a loss..

Make sure you know the sector of town or state,  demographics, building type(s), return requirements, so that you don't spin your wheels on dead deals.