is that just a different type of loan?

Would it be a good idea to file the claim with the new insurance company for the roof? 

Every state is a bit different when it comes to determining when nexus is established.Speak with your attorney to see if it's worth doing this or if it's worth just having that LLC in NY.This reason is often why it's recommended to set up an LLC in the state of the property.

If I rent out each room to a different tenant would that make it a commercial property?

What's the best company to use to form an LLC in Florida? 

I have a property management company help me to manage the rental property. 

For the last three years I have been a superintendent for a commercial construction company overseeing 40+ million worth of work.

Its not worth trying to collect it each month, the time and hassle, for the little amount of difference it will be over a good estimate. 

If not, I'd strongly recommend staying in the city for a weekend, driving around to different areas that you're looking to invest in and just getting a feel for the zip codes that you'd like to invest.I'd also like to pass along this zip code breakdown done by Doug Skipworth and Dean Harris (from Crestcore) to give you a better idea of which areas to look for deals and which areas to avoid: https://youtu.be/cl69pb2DvEo?

New to RE investing and learning about different financing options to fuel my flipping business.