No one knows the future, but those that do not at least see the possibility of an upcoming depreciation cycle are being blind to numerous indicators. 

They will have multiple vendors for each category and you will be able to pick from a variety of vendors. 

When I run my numbers a majority of them look good since I am only putting down 5%, but I get a little confused in the expense category. 

I was thinking it would be better for me to simply change the name of that business and change the category from marketing to general contracting. 

I was thinking it would be better for me to simply change the name of that business and change the category from marketing to general contracting.

It literally took half a day calling numerous times to get a hold of someone who actually worked in the Planning and Zoning department but when they finally answered, they said yes it should be possible!

So, the refinance portion is still confusing to meLet me explain what I know and hopefully one can reply with numerical example(s)You have a property worth 200,000, down payment paid at 20%, so mortgage is currently 160,000.Property goes up in value 50,000.

There are numerous tax advantages as well.  

It's not like service animals.Also, if someone needs the healing of the plant there are numerous ways to receive the benefits that don't include smoking it. 

In my area, I have found numerous small local lenders who will finance these.