Anyone willing to help a rookie in Northeast Ohio?

[Phillip Gasper]

I have posted something similar a couple of months ago and received a lot of helpful advice. I am currently newer to investment real estate. Since my last post I have found a real estate agent and have been analyzing properties everyday through the MLS portal and using BP calculators. I have saved up some money as a down payment. The areas I am looking at are on the West Side of Cleveland. I am still new and would like to learn from someone that has made it through the beginning stages.

I would like to find a triplex and househack; however, most of the properties are duplexes, which I am opened to investing in.  When I run my numbers a majority of them look good since I am only putting down 5%, but I get a little confused in the expense category.  A lot of the demonstrations I see on the BR Webinar and through books, it is suggested that you should let the tenants pay for the expenses.  However, when I look up rentals I have noticed the landlord paying for water and sewer.  

Lastly, I am very motivated to learn and am interested to hear what you have to say.