Hi Riyanka.While I reserve my top shelf contractor info for my clients, I'm happy to provide 3 hard money options. 1 warning- it's normal for most hard money lenders to quote a higher LTV upfront and then drop it, later, increasing your required cash in the 11th hour- so I recommend you pursue 2 at the same time.Ken Ketter, at the bottom, is the most LTV-stable hard money lender I've worked with in several years, but typically their loan money is dispersed/out- you may get lucky and they may have funds available.https://capitalfund1.com/https://www.hardmoneylendersarizona.com/Ken Ketter 928.853.5339If I can help with consulting in other ways, just holler. 

Only way around it is a cost segregation study which most investors rarely do for residential RE on a small scale. 

In short, their horrendous customer service and business practices cost me 5250.00 USD.

@Chiane Martin the biggest challenge to doing Boarding Houses successfully is investing the required extra time.LTR - take the least amount of time, but time required increases as you go from Class A, to B, to C, to D.MTR - take more time than LTRSTR - take more time than MTRBoarding House - can take an insane amount of time to manage!

If you could increase the rental income for the landlord and split the increase in cash flow it may be possible.  

., etc.) will not increase your opportunities for attractive financing and typically restrict you to the private money market (low LTV, premium rates and higher fees).

There's a lot of people who have an appetite for it and are successful but with that clientele the risk increases.

In my opinion housing pressure in Dutchess, Putnam, Orange, and Ulster county you will continue to see price increases in the long run ( value ).

This will help avoid (complicated and costly) probate later.

Where does buying a house for yourself cost less.