When you encounter obstacles they will guide you in the right direction.Best of luck,Matt

I bought a multi-family after many obstacles in the process.  

It is a totally detached home with a side by side 3/1. 

While thinking so far ahead can be innovative.. there are some international treaties that may be obstacles for you.

It is not necessarily a obstacle as there are many landlords that will rent to any one and never bother to screen.

This unit comes with a 2 car detached garage.

Set up has 1 detached unit with its own water heater, and 2 attached units with two water heaters, one of which supplies water for both attached unit washing machines.

Real estate is all about getting around obstacles to be successful.  

Reality in Toronto-Maximum Monthly Affordability -$5,080Maximum Mortgage -$887,289MHC Loan Insurance- $21, 291Maximum Affordable Home- $987,289Average Detached Home Price in the GTA $1.2Million.

I'll drill a little deeper.HUD defines residential properties. 2-4 units is a single family attached dwelling, that is with living units under the same roof and with common walls.1-4 single family detached dwellings are a single unit (house) or more detached units on the same legal description. 5 units and up are multi-family dwellings and as mentioned fall under commercial lending guidelines, these guidelines may be unique to a lender but follow common prudent lending practices.