Also wanting to be able to have some set aside to find a small multi family for an investment property to build wealth for our new little one and begin building a portfolio for childs future.

@Ryan H StenbergAre you comfortable working with your CPA remotely?

What is your comfort level with control over your property?

Yes, we'd both prefer a SFR, but the allure of being financially independent by sacrificing for a couple years outweighed our desire for short term comfort...

If you are comfortable with fixing up and enjoy it, you will learn invaluable lessons going that route and may be able to build in significant equity out of the gate by not being one of those picky buyers yourself.

But, I also am of the opinion that if there is a strong rental market, and the company feels comfortable tailoring a rent guarantee based on the company’s tracked performance in the past, it can help the investor sleep at night.

I was comfortable on my value on the property. 

It seems like the current unit owner is only comfortable to provide access when he's around. 

We had an established relationship with them already and felt comfortable using them to manage our business accounts.

It should make sense regardless of the downpayment and then you're just adjusting your cash outlay depending on the loan options or in order to get to a cash on cash return that your comfortable with.I hope this helps and I know this is short notice but we're hosing a meetup at Lord Hobo Brewery in Woburn MA tomorrow evening from 630-830pm if you're available.