If you are buying a property, then the baseline assumption for any appraiser (and most people) is that the market value is what you paid for it. 

Here are some relatively safe assumptions: #1 is location.

Am I wrong in my assumptions.

Pick whatever fits your investing goals, but think critically about itAdjust your assumptions as you get more information.

Get more information before you make too many assumptions.

You would have paid 186k in interest or a total of 452k for the house at the end of the term. your income in the samw time period is a cash flow of ca 500/month or 180k over the course of the loan, and same appreciation assumption after 30yrs (850k) your total return would be 578k, compared to the 1,48M of my initial example 🤯 I dont want to rationalize a bad deal, i have done quite well with my other properties, and love good cashflow as much as the next guy - but comparing apples to apples, if i dont NEED the cashflow, WHY would this be a 'bad deal'?

Interesting article, but as an agent in Tampa I think it makes some very broad assumptions.

I was a carpenter (framer, roofer, sidewaller) for 17 years full time before I switched over to design (which included the 2 years of commercial roof estimating.Well, you know what they say about assumptions.

I've lived and worked  and still work in a D- neighborhood for many years, when most investors were too scared to set foot into the area, so, the assumptions you openly make about me, say more about you than they do about me.  

If someone with a small rental or even several rentals gets sued and they have little equity, there isn't really much asset for someone to sue them for...the lender would be first in line no matter what.Apologies for my assumptions but from reading your first post, I assumed it was yet another person with that type of question.