Hi @Andrew Pappas,I would recommend securing the property using other financial means, removing him entirely.

Secure a title commitment asap.

You say he cleaned it well enough to receive a portion of his security deposit back?

I’ve secured a mortgage through Boiling Springs Savings Bank on an investment property several years ago.

You can essentially have an offer submitted before the general public even see it on Zillow or wherever they are looking.

I feel like just closing without the added work of securing financing will make the process less stressful but it's a lot of money.

I'm looking at forming an SPE to hold the funds and secure the loan.

@Phil G.SEC regulations cover those penny stocks and other market securities, in addition to the investment brokerage accounts.  

In Virginia, it's actually written into the landlord tenant laws that landlord can require a renter's insurance policy and actually purchase one and charge the tenant if tenant chooses not to purchase one, as long as total cost of security deposit and renter's policy equals less than 2 months' rent.  

The 300% swings in price from one carrier to another are what I don't understand.  2) Security Deposits.Are you simply holding these in a savings account, in your own name, separate from your other funds?