Perhaps a fairer method would be for applicants to include a report with the application and you approve them conditional with it matching the report you run.I'll always tell someone who asks about not getting it that there was a previous qualified applicant.

I also own a home in Sacramento that I’ve been Airbnbing for the last 12 months and that has been an amazing experience.Any and all suggestions on potential brokers/organizations that would be a good match would be greatly appreciated.Thanks in advance,-Bobby Lister III

Do you have receipts or invoices that directly match every expense (you need to have them).Interest deduction applicability follows use of the funds.

Every deal is different, every borrower is different, and every financing option will be tweaked specifically to match.

@Brian Kittner another thing to look at is what is pending sale that is a close match to your property in the area.

For instance I would use IG ads if I had a rehab project I wanted to show off to potential people who have searched for "Home buying" or like terms in a 50 mile radius on FB or have matching interests.

Do a lot of driving around in neighborhoods that match your criteria of a decent place you would want to live.  

My real estate side hustle is a full-time job in itself but I'm funneling all I have besides de minimus 401k match, ESPP, etc. as those are "throwing free money off the table" if I don't at least match into real estate. 

Match what you like to do with some part of real estate and you have a good start. 

Don't leave anything out or you'll be disappointed when reality doesn't match spreadsheet theory.It's simple to see why low rent to purchase price ratio results in poor or negative cash flow based on the numbers.Most Class C houses run about 40-50% for expenses, vacancy, and CapEx.