I know I could just start calling banks and will do that if I don't get any good leads here, but thought I might save myself a few phone calls by asking the experts (you) for help.Any recommendations on bankers/lenders for long term financing would be greatly appreciated. 

I think the 360 day Banker's Year was actually created by the ancient Romans.

If you would ever like to discuss financing your acquisitions, I'm a mortgage banker that specializes in long-term, fixed rate financing.  

At this point I've built a relationship with a mortgage banker to get preapproved but haven't really shopped around yet so have a lot to learn in that realm as well. 

The mortgage banker I have been working with has been giving me the run around it seems. 

Why the banker is charging me more?

Just like your general practitioner doctor isn't where you go when you've got cancer, your general purpose mortgage banker/lender/broker isn't where you go for this very specific sort of DTI "issue."

Is you have an unrelated business (established for at least 2-3yrs) you can get a business LoC pretty easily.My banker offered 50k as a working capital LoC.

If it's Yes on all three, by all means go ahead.But if you expect property values to drop and that equity to vanish, does your banker have a differing view?

In addition to looking here on BP, you can reach out to a local CPA, banker, insurance agent, real estate agent for recommendations.